Why are your returns lower than your portfolio’s returns?
An interesting study analysed the quantum difference between investor returns and fund returns over a 20-year investing period. The gap between the fund’s returns versus what an average investor made stood at a stark 5% for equity investments. The same for debt funds was pegged at 0.40%. Notably, the gap is comparatively lower between SIP […]
Control These 4 Biases to Enhance Your Investment Decisions.
Investments can be a significant step towards securing your assets with long-term visions for better returns. Decision-making skills are one of the main requisites for every investor. At every stage, investors need to ensure they make the most appropriate choices that are not based on biases. You can manage factors influencing market conditions through in-depth […]
Money management for Kids – Toddler to Teenager
It’s never too early to start teaching your kids about money, even when they’re tiny. The financial lessons they learn as children will serve as the foundation for the habits they develop as they get older. We’ll demonstrate how to give your children the financial head start they deserve and prepare them to succeed financially […]
Avoid Common Asset Allocation Mistakes for Sound Investing
Every investor typically takes a different approach when it comes to mapping their financial goals based on their investment horizon and risk tolerance. To create the ideal investment portfolio and maximize returns, thorough market research is necessary to comprehend the performance of various assets. Efficient planning and forecasting market direction are essential to ensure you […]
4 pieces of underrated financial advice you must know
A wealth of information is available to you to get you started when it comes to saving and investing. Many will share the nuances of first getting started with creating an emergency fund, investing in insurance, creating SIPs for consistency in investing, and so on. While these general guidelines do exist and form the cornerstone […]
5 money lessons from Lord Ganesha we all need to learn
In the pantheon of Hinduism, Lord Ganesha holds the unique position of being the first lord to be worshipped. Whether it is any occasion or a religious ceremony, Ganesh puja is a must. In India, the 10 days of Ganesh Chaturthi are celebrated with fun, joy, and optimism for the future. Ganesh’s idol is adorned […]
Improving investment decisions with technology
The Indian financial landscape has witnessed significant changes over the last decade with the infusion of technology. Better known as Fintech in the domain, technology has changed much of how we originally carried out our financial transactions. We transitioned from going into the bank during business hours to making cash deposits using ATMs accessible around […]
Quarterly Financial Magazine June 2022
An investment portfolio that has been carefully crafted and well-planned may be able to withstand almost any economic downturn. Still, it cannot withstand the fatal blow of a panicked investor selling whn markets decline.
Financial Independence: This way!
Relative to where you are in life, the concept of financial freedom can vary. For a 20-year-old, it’s the freedom to indulgently shop without parental permission. It is the capacity to pay for a home without the assistance of a loan for a 35-year-old. To a 50-year-old, it might mean feeling secure enough to retire […]
Lanka’s downfall and personal financial mismanagement – Drawing parallels
Sad to see how Sri Lanka’s current situation has evolved. The governments that once held power made numerous errors in economic mismanagement over the years, which led to the current economic crisis that grew and intensified into this catastrophe. While there are many lessons that the Indian government can learn from the developing economic crisis […]