Quarterly Financial Magazine June 2022
An investment portfolio that has been carefully crafted and well-planned may be able to withstand almost any economic downturn. Still, it cannot withstand the fatal blow of a panicked investor selling whn markets decline.
Financial Independence: This way!
Relative to where you are in life, the concept of financial freedom can vary. For a 20-year-old, it’s the freedom to indulgently shop without parental permission. It is the capacity to pay for a home without the assistance of a loan for a 35-year-old. To a 50-year-old, it might mean feeling secure enough to retire […]
Lanka’s downfall and personal financial mismanagement – Drawing parallels
Sad to see how Sri Lanka’s current situation has evolved. The governments that once held power made numerous errors in economic mismanagement over the years, which led to the current economic crisis that grew and intensified into this catastrophe. While there are many lessons that the Indian government can learn from the developing economic crisis […]
Choosing between Mutual Funds and Direct Stocks
There are many fundamental differences between stocks and mutual funds in the world of investing. The investment style and management of the two instruments vary, starting with the risks involved and ROIs. You should exercise caution as a knowledgeable investor and be aware of these distinctions before making an investment decision. Being a shareholder entails […]
Do heuristics affect your capacity for decision-making?
Our brain works in mysterious ways with all the unfathomable information it stores and processes. It all seems a little incomprehensible to an ordinary man. However, scientific beliefs indicate how specific mechanisms lead to the final outcome of a problem, and that explains why we do what we do. While doing math in classrooms, we […]
4 causes of retirement planning failure
The significance of retirement planning is understood by almost everyone. However, it will be challenging to retire comfortably if you don’t make good financial plans. Nowadays, a lot more people avoid retirement planning instead of making plans for the future. Even though retirement planning is essential, many people often come up with justifications for not […]
4 reasons why people don’t buy stocks?
Since the stock market was first introduced to the Indian economy, there have been persistent feelings of fear, reluctance, and ignorance about it by some individual investors. When it comes to purchasing stocks, there are some preconceived notions, such as “They are only for elite industrialists and HNIs alone.” The issue with this viewpoint is […]
5 things to consider in 2022 before investing in ETFs
ETFs are gradually starting to shake up the asset management sector. They have an advantage over other investment vehicles because they are low-cost passive index funds that can be traded on the capital market segment like stocks. Given their high liquidity, low costs, easy trading, and great diversification benefits, it is not surprising that ETFs […]
Asset allocation versus portfolio diversification: What’s the difference?
Global markets are highly unpredictable, and the economic fundamentals always remain in flux. In such markets, investor sentiment can turn on a dime. When it comes to the financial market, there are very few absolutes. While, you could get some certainty in gains by attempting to predict the day-to-day movements of the market accurately; unfortunately, […]
Economic Bubble – Explained!
The size of a soap bubble is dependent on the amount of air it envelopes. The more air blown in, the larger the surface of the bubble grows. Until it reaches its limits of expansion and then… POP! Much like the construct of a soap bubble is the ‘Asset Bubble’. This could be a specific […]
