DIY stock investing vs. Goal Based Investing
Nearly 50% of investors in the sub 40 year age group get their investing information and ideas from social media influencers and research. – CNBC, Mad about Markets poll. As financial literacy gains traction, a growing number of investors today are interested in gaining a better understanding of their investment journey. They prefer selecting their […]
Balancing and rebalancing your portfolio
Investing in financial markets comes with risks and rewards. And, investing your hard-earned money in a single asset class is an approach. It can increase the risk of loss due to market fluctuations or offer negligible returns if invested in safe fixed-return instruments alone. Every investor wants to know, ‘How can I reduce the risk […]
How many funds should an ideal portfolio have?
Diversification aids in risk reduction, but it is ineffective if not executed correctly. Diversification is a rather basic concept. Different asset classes perform differently in various market cycles. So also, every asset class has its upswing and downturns. The secret sauce to profitable fund investments is the right amount of diversification. Investing in too many […]
Will your kid be financially literate?
Educational institutions are excellent for the knowledge and know-how they imbibe in young minds. While these institutions are growing, adapting, and offering much more than the traditional bookish test-based curriculum they once dwelled on, they still do lack far behind on teaching a specific topic – ‘Financial independence or money management.’ This topic has no […]
ABCs of investing in the tech theme
If there is one thing we cannot ignore, it is the rapid increase in digitization and innovation across the globe. Spurred by the pandemic, this tech wave has led to positive growth in the sector. In reflection of this emerging trend, technology sector funds in India have delivered over 40% returns over the last year. […]
Quarterly Financial Magazine August 2021
We are amidst a raging bull market, with valuations being the talk of the town. The current market environment is now becoming a bit uncertain, with some stocks having a run far ahead of their valuations. If you are an equity investor, you may have noticed every opportunity shows the potential to offer better gains. […]
To Tech or not to Tech it?
You cannot ignore the rapid increase in digitization and innovation across the globe. Spurred by the pandemic, this tech wave has led to positive growth in the sector. In reflection of this emerging trend, technology sector funds in India have delivered over 40% returns over the last year. If you thought that tech funds included […]
Why the long-term view in investing?
In our last blog, we dissected the delicate topic of how Personal Finance is ‘personal.’ Today, we dive a little deeper down the personal finance avenue. As a financial advisor, I often get questioned, ‘How much gains can I expect if I follow your advice?’ This question keeps reminding me of the famous ad by […]
Personal finance is ‘personal’
‘Insufficient funds’ have been cited as the top reason for swiping a credit card. Yes, credit cards do solve the issue of short-term liquidity crunches, but what about the long run? Do you have the capacity to repay your ‘easy loan’ without dipping into your savings? We all love to talk about investing in the […]
Index Investing & Optimum Allocation: Active Vs. Passive
‘Insufficient funds’ have been cited as the top reason for swiping a credit card. Yes, credit cards do solve the issue of short-term liquidity crunches, but what about the long run? Do you have the capacity to repay your ‘easy loan’ without dipping into your savings? We all love to talk about investing in the […]