What is a Market Bubble? Economist Robert Schiller defines a market bubble as a phase where an increase in asset prices revives enthusiasm among investors. This enthusiasm begins to spread across a wider base of investors resulting in a further increase in prices. The inflated prices, even though may exceed their intrinsic valsue, continues to […]

Return on Investment (ROI) is a term that is thrown about quite often while we talk about factors influencing investment decisions. Proactively building and monitoring a portfolio that can deliver spectacular returns might sound like a dream come true for many aspiring investors. This however widely differs from financial securities that are built with the […]

REITs = Steady Stream of Cash Flow + Potential Gains REITs offer income generation and capital appreciation both bundled in one. Hence they can be best defined as an investment that is a hybrid instrument offering a mix of both fixed income and equity or capital gain. The diversification it offers helps create a more […]

The 2021 Budget: What the common man needs The budget is due like clockwork on the 1st of Feb 2021 and will be the first ‘paperless’ budget. The past year has been eventful, to say the least. While the government has offered stimulus packages to offer relief, the common man is yet to feel its […]

With 2020 in hindsight, the need to generate multiple mediums of passive income is being felt even more so today. Besides the traditional mediums of fixed deposits and debt instruments that offer fixed returns, real-estate has been the only other choice. Owning and gaining from leasing and renting out real-estate properties like commercial or residential […]

Financial resolutions you must make and keep post the 2020 crisis After, a tumultuous year that was, 2021 is likely to begin with financial resolutions at the top of the charts. A US-based annual resolution study found that the current most popular resolutions among people are to ‘save more’ (44%), ‘clear debts’ (43%), and ‘spend […]

According to data, available with Stockal, millennials account for about 37% of their customer base. There is an influx of Next-Gen investors in the market. With the rise of Fintech platforms and Robo-advisory, younger investors are finding it easy to enter the financial markets and begin their investing journey in a bid to attain FIRE […]

The value of global assets applying ESG data to drive investment decisions today is $40.5 trillion in 2020. ESG is no more a choice as a filter for sustainable businesses, it has become an integral part of investing. Historically, markets have focused on the outcome of business based on financials of an organization and high […]

Do I really need a personal finance planner? You do not need a personal finance planner if you have complete control over managing and growing your wealth. But, if that is something you are struggling with, then ‘Yes’ a personal finance planner or advisor can be a boon. These days, DIY quick fixes are a […]