Creating a secure financial future for your children and dependents is one of the most important aspects of personal financial planning. It is essential to plan ahead and invest in your child's future. You should start early so that your child has a solid financial foundation that is not debt-ridden when they are ready [...]
When one's fortunes grow, the adage "a penny saved is a penny earned" takes on new meaning. Thoughtful planning and prudent financial management can go a long way, especially during life’s downturns. Unfortunately, we can't say the same about a few stars and legends whose reputation and fame disappeared as quickly as a train [...]
One in three Indian women do not invest their money.- Women & Money Power 2022 Investing means different things to different women. A single mother's investment strategy should differ from a single woman's. And, unlike a woman in her forties, a woman in her twenties has the financial resources to take chances. Is there a [...]
With bull markets and upswings, even volatility and uncertainty are part and parcel of investing in financial assets. We can expect markets to remain volatile until the impact of the pandemic-induced economic strain and the current geopolitical crisis subsides. Unfortunately, human as we are, we often get emotional about our investments and tend to [...]
Diwali, the festival of lights, celebrates the triumph of Lord Rama’s return after an eventful victory over Ravana. Goddess Laxmi, the deity of wealth, is also worshipped during this festivity. Being the most famous festival of India, celebrations are carried out with grandeur and splendour all across India. Diwali calls for family gatherings, traditional [...]
Festive seasons ignite a sense of belonging, devotion, and powerful expression. During these festivities of Lord Ganesh, I could not help but contemplate on his physical traits and how they have so much to teach us human beings. As I deep-dived into his attributes, I could not help but link them to my learnings [...]
Bubble or not, the mid and small-cap segment have proven their resilience in these last few weeks. But, will this rally continue to maintain its pace in the long term? Well! If only predicting the markets were based solely on number crunching and not investor sentiments, we could draw a logical conclusion. But, we [...]
In our previous blog we covered the first 3 essential steps to overcome our biases and ensure our investment decisions are free from prejudice and financial pitfalls. Here, we cover the next 4 steps investors should follow through their investment journey to attain the best results. What’s your strategy? Do you have an investment [...]
Biases have a strong influence over our decision-making capabilities and can distort the result of our decision. What is more astonishing is that we are unaware of our prejudices that can influence our choices under most circumstances. While our experiences and personality may be an enabler for most of our life-based decisions, these same [...]
It is surprising to know that even the most seasoned investors are susceptible to investment blunders that arise from irrational reactions and emotional decision-making. Research has proven the gap between investor and investment returns tends to be as wide as 3% pa. Why this wide gap? Why are investors losing out? Managing Emotions What [...]
