Steady Hands Win: Investing Through Geopolitical Storms
The recent geopolitical tensions in the subcontinent, punctuated by India’s decisive Operation Sindoor strike, have understandably led to a wave of unease among investors. As financial markets react in real time to global headlines, it is natural to question: Should one pull back, pause, or proceed with caution? The Weight of History is ReassuringThe empirical […]
Concentration Risk: A Silent Threat to Your Wealth
Concentration Risk: A Silent Threat to Your Wealth In the quest for financial freedom, few threats are as silent yet potent as concentration risk. It doesn’t announce itself with loud warnings. Instead, it quietly builds over time, especially for successful professionals, startup founders, senior executives, and even early-stage employees who’ve received generous ESOPs (Employee Stock […]
Financial Wisdom Through the Teachings of Guru Nanak
Guru Nanak, the founder of Sikhism, offered teachings that extend well beyond spiritual growth, touching upon principles that resonate deeply with modern financial wisdom. His philosophy of integrity, simplicity, and equality offers valuable guidance for anyone navigating the complexities of wealth and financial management. Here’s how Guru Nanak’s teachings inspire practical financial wisdom, helping us […]
Balancing Growth with Caution in Mutual Funds | TBNG Capital Advisors
Balancing Growth and Caution in Mutual Fund Investments As India’s economy continues its strong upward trajectory—boasting a projected growth rate of 7.2% this year , many retail investors have been buoyed by the positive momentum in equity markets. Mutual funds, particularly sectoral and thematic funds, have garnered tremendous attention, with inflows reaching unprecedented levels. In […]
Gold This Diwali: A Blend of Tradition and Wealth
As Diwali approaches, purchasing gold is a beloved tradition among Indian families, representing prosperity, good luck, and the beginning of a thriving year. But today, gold goes beyond tradition—it’s a timeless asset that provides both cultural and financial value. Gold has enduring value in our Indian culture. It has been an integral part of Indian […]
Navigating Family Finances: Supporting Children and Parents Together
For individuals in their 30s and 40s, managing finances can feel like a tightrope walk, especially when faced with the dual responsibility of raising children and caring for ageing parents. Simultaneously pursuing the goal of financial independence presents unique financial obstacles that call for careful planning and foresight. In order to ensure the welfare of […]
Investing in NPS Vatsalya
Want to give your child a head start in life? A secure financial future can open doors to endless possibilities. PFRDA launched the NPS Vatsalya scheme this September, offering parents and guardians a simplified and structured approach to establishing a robust financial foundation for minors. The beauty of NPS Vatsalya is that early investments can […]
Unlocking Steady Market Growth with Passive Investing
India’s financial landscape is undergoing a significant transformation, fuelled by digital innovations, policy reforms, and growing investor participation. Amid these changes, passive investing has gained traction as a reliable and straightforward investment approach. While active investing often captures more attention, passive strategies offer a consistent and long-term option for investors who prefer a more hands-off […]
SWP: What You Need to Know Before You Start Withdrawing
When planning your financial future, the Systematic Withdrawal Plan (SWP) stands as a powerful tool, especially for investors looking to draw regular income from their investments. Whether you’re eyeing long-term goals like securing your retirement or shorter-term objectives like funding your child’s education, SWP can serve as a steady stream of income while allowing your […]
Beyond the Hype: Navigating the Indian Mutual Fund Market
The Indian Mutual Fund (MF) industry has been on a meteoric rise. With AUMs skyrocketing over the past decade, it is poised to hit a staggering Rs 100 lakh crore mark in as early as 2 to 3 years. The Indian MF industry’s AUM has surged from Rs 50 lakh crore in December 2023 to […]