As financial advisors, we regularly field questions from clients regarding the best way to utilise extra savings. Should they invest for long-term growth? Or is prepaying their home loan the wisest choice? The answer, as is often the case in personal finance, is: it depends. Let’s explore why prepaying your home loan could be a […]

Luxury defines your lifestyle. You’ve meticulously built a successful career, and your discerning taste reflects your achievements. Time, perhaps, is your most precious commodity. But have you considered how seemingly small indulgences subtly eat away at that precious resource? Could those small expenses be repurposed towards greater financial goals, freeing up even more time for […]

Don’t Let Medical Bills Break the Bank: A Guide to Smart Health Insurance in India World Health Day 2024’s theme, “My health, my right,” highlights the importance of accessible healthcare. In India, where millions lack health insurance, this right can feel distant. With rising medical costs, even a simple hospitalisation can derail your finances. Here’s […]

The startup landscape is renowned for its thrilling combination of risks and potential rewards. However, recent trends, particularly the funding slowdown of 2022, have ushered in significant layoffs within the Indian startup sector, affecting an overwhelming number of employees. These shifts underscore the critical need for financial preparedness, especially for CEOs, CXOs, COOs, and directors […]

The freedom of remote work and the thrill of global travel hold immense appeal for ambitious Indians. Yet, navigating the complexities of fluctuating exchange rates, international tax regulations, and building financial security while on the move requires tailored strategies. This blog is your guide to financial mastery, ensuring your adventures can flourish without the burden […]

In 2021-22, India’s credit card defaults stood at Rs 3,122 crore. By 2022-23, an alarming Rs 950 crore rise took the default numbers to Rs 4,072 crore. It is now evident that debt is becoming an increasingly prevalent issue in India. Debt can be a deceptive tool; it can unlock possibilities or ensnare you in […]

As a financial advisor in India, we’ve seen the impact of spending habits on our clients’ financial lives. Spending isn’t just about rupees and paise; it’s deeply connected to our emotions and psychology. Understanding this connection is vital to achieving your financial goals. Let’s delve into how our minds influence our wallets. The Desire for […]

It takes a lifetime to build your assets, now your dreams have turned into reality. However, ensuring a smooth transition of this legacy requires careful consideration. Surprisingly, in India, few people prioritise making a will. A stark contrast between India (<10%) and the US (46%) highlights the vast gap in estate planning awareness and practices. […]

Retirement is a chapter many of us eagerly await, envisioning days filled with leisurely pursuits and cherished moments with loved ones. However, as the digital age continues to reshape our world, seniors find themselves navigating new terrain when it comes to managing their finances. From online banking to trading platforms, the plethora of technological tools […]