
Tax Saving with Gifts
India is a country predominantly recognized for its cultural diversity, customs, and religions. It is a commonplace to find close knitted families that celebrate numerous occasions wherein gifts are exchanged as a symbol of love and affection. At times, gifting can also become a legalized part of your tax planning to reduce tax liability significantly. […]

Tax Saving with Loans
Indian Income Tax Act allows for tax deductions and exemptions on interest and principal repayment of certain loans. These tax benefits are a definite motivator to individuals as it helps reduce the outflow of funds which may rather be associated to one’s financial goals. The following are some of the provisions that offer a sigh […]

Freedom from Debt
“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.” – Ogden Nash. When debt is managed well, it is a stepping stone that enables us to improve our life and financially accomplish our goals. If not, debt can become a hurdle and hinder our progress rather allowing […]
Asset Allocation
In our previous articles, we elaborated the benefits of diversification as well as the perils of over diversification in a portfolio. Essentially, asset allocation is an organized and effective method of diversification. It is a strategy of dividing the investment portfolio across various asset classes and within an asset class. The basic purpose of asset […]