Diversification is both an art and science
Diversification is both an art and science of spreading one’s capital by investing in varying asset classes, & sectors in order to reduce the risk, emotional stress and volatility over time in the market. Investing solely in risk-free instruments offers lower expected returns and cannot beat inflation in the long run, whereas investing solely in […]
Strategies to prepare for an upcoming Job loss
Preparing for Job Loss We are living in a time where there is palpable insecurity in the job market. In such unpredictable situations, one must not get panic and should strategize their actions in case they have to face the misfortune of job loss. Few key strategies to prepare for job loss are: Build and […]
Non-Convertible Debentures
Non-Convertible Debentures (NCDs) are fixed income products with a specific tenure and stipulated rate of interest income. It is issued by companies to raise long term funds through public issue without reducing the equity stake as these debentures cannot be converted. On maturity the principal amount along with accumulated interest is paid to the holder […]
Financial Assets vs Physical Assets
Assets are widely known as anything that has value and return generating potential. It represents value of ownership. Investment asset can usually be of two types: Financial assets and Physical assets. Even though they seem similar, they are very different from each other based on their features and characteristics. Financial Assets It refers to assets […]
Money mistake that women make
Women tend to be more conservative in their approach towards financial well-being. Lack of confidence, financial illiteracy, age old male dominance and scantiness of time has led women to believe that they are inferior to the male counterparts. Here are some of the common mistakes that women make with their money. Not Investing According to […]
Is it about time in the market, not timing it | Power of compounding
Time is the essence of life. It is the prime advantage that young people have when it comes to planning for their financial freedom and overall stability. When it comes to wealth creation via investment the amount of time one stays invested in is of principal importance. The sooner you start, larger the corpus you […]
Portfolio Health Check -Up
At regular intervals we have our medical checkups done because we believe that “Prevention is better than cure“. Do you do the same with your portfolio? Let us see how you learn more about how to conduct a portfolio health check up on a continuous basis. Continuous portfolio health check up can help you achieve financial freedom […]
Importance of Focus in Investment
Life is like camera focus on what’s important & you’ll capture it perfectly!!!! Focus in life will keep you motivated & help you with a clear sense of purpose .Focus helps you grab onto your goals with ferocity. Focus is persistent & stubborn it won’t let go until the goal is achieved. Say if you […]
Financial Assets vs Physical
Assets are widely known as anything that has value and return generating potential. It represents value of ownership. Investment asset can usually be of two types: Financial assets and Physical assets. Even though they seem similar, they are very different from each other based on their features and characteristics. Financial Assets It refers to assets […]
National Pension System
Launched in January 2004 exclusively for government employees, NPS is open for subscription to all citizens after rolling out the Voluntary National Pension System in 2009 and gained momentum thereon. NPS offers tax deduction of up to Rs 2 lakhs in a financial year to both salaried and self employed individuals. However, individuals who have […]