Less than a decade ago, people favoured tailor-made clothing and off-the-shelf financial solutions, educational programs, and so on. Today, people choose off-the-rack apparel but request customized products and services. The same is true for the assets we pick, the educational avenues we choose, and other lifestyle needs we invest in. Take education, for instance. In […]

When it comes to our health, we ensure to take great care of ourselves. We visit a doctor, take medication, go for regular check-ups, eat healthily, and whatnot. But how about our personal finances? What do we do when our finances are out of sorts? Rahul failed to realize his financial plan was lopsided, lacked […]

Dusshera is one of the most significant festivals celebrated across the length and breadth of India in its full grandiosity and fanfare. Also popularly known as Vijayadashami in southern parts of the country, Dusshera marks the victory of good over evil. As per mythology, it is celebrated in connotation to three different events. In honour […]

“A good plan, violently executed now, is better than a perfect plan next week.” – George S. Patton If Covid wreaked havoc on your personal finances, then it is high time you considered planning your finances more prudently. What is Financial Planning? Financial planning is mapping out simple yet effective strategies to achieve one’s life […]

Nearly 50% of investors in the sub 40 year age group get their investing information and ideas from social media influencers and research. – CNBC, Mad about Markets poll. As financial literacy gains traction, a growing number of investors today are interested in gaining a better understanding of their investment journey. They prefer selecting their […]

Educational institutions are excellent for the knowledge and know-how they imbibe in young minds. While these institutions are growing, adapting, and offering much more than the traditional bookish test-based curriculum they once dwelled on, they still do lack far behind on teaching a specific topic – ‘Financial independence or money management.’ This topic has no […]

In our last blog, we dissected the delicate topic of how Personal Finance is ‘personal.’ Today, we dive a little deeper down the personal finance avenue. As a financial advisor, I often get questioned, ‘How much gains can I expect if I follow your advice?’ This question keeps reminding me of the famous ad by […]

‘Insufficient funds’ have been cited as the top reason for swiping a credit card. Yes, credit cards do solve the issue of short-term liquidity crunches, but what about the long run? Do you have the capacity to repay your ‘easy loan’ without dipping into your savings? We all love to talk about investing in the […]

‘Insufficient funds’ have been cited as the top reason for swiping a credit card. Yes, credit cards do solve the issue of short-term liquidity crunches, but what about the long run? Do you have the capacity to repay your ‘easy loan’ without dipping into your savings? We all love to talk about investing in the […]

The element of risk is always closely tied in with any investment activity that we choose to participate in. As undesirable as it may seem to be, it’s something that we must take into account while making investment decisions. Forewarned is forearmed Gaining some prior knowledge before you plunge into the risk-reward-laden investment market can […]