Congratulations on taking the first step towards financial freedom! Although beginning your investment journey may seem overwhelming, you can confidently navigate the financial world if you have the right knowledge. With a focus on the Indian financial scene, this provide you with a head start by recommending that you peruse five essential books that provide […]

Congratulations! You’ve built a substantial investment portfolio, with a healthy allocation towards equities. But as you approach retirement, a natural question arises: should you adjust your investment strategy? The answer, like most things in finance, isn’t a one-size-fits-all. It depends on your individual circumstances, risk tolerance, and long-term goals. This blog delves into alternative investment […]

The Reserve Bank of India’s (RBI) recent decision to maintain the repo rate at 6.5% has brought both relief and a sense of waiting for prospective home buyers in India. While existing borrowers can breathe easy knowing their EMIs won’t change, those hoping for a significant drop in interest rates might have to hold on […]

As the political landscape in India undergoes periodic shifts, the ripple effects are felt across various sectors, including personal finances. The impact of political changes on the economy can be profound, influencing market volatility, policy shifts, and investor sentiment. In this blog, we delve into how political changes, especially during Indian elections, can affect your […]

Once you’ve successfully built your wealth and sought opportunities beyond the conventional realm of stocks and bonds, a myriad of alternative investment paths beckon. These encompass real estate, hedge funds, commodities, private debt, peer-to-peer lending, private equity, and, for some, cryptocurrency. Alternative investments have become an attractive choice for investors aiming for portfolio diversification, showcasing […]

Investing is not a mere numerical exercise; it encompasses a profound understanding of the human element. Success in investing isn’t a mere reflection of numbers and charts; it’s deeply intertwined with the intricate workings of our cognitive landscape. Amidst the spotlight on market trends and economic analyses, a crucial player takes centre stage—the human mind. […]

For high-net-worth individuals (HNIs), the conventional focus on income and net worth offers only a limited perspective of their overall financial landscape. This blog suggests looking at things holistically, considering not only the numbers but also other essential factors. By bringing together various insights, we want to give you a fresh take on financial well-being. […]

When it comes to personal finance, two distinct mindsets shape how we make financial decisions: the ‘CashFlow Committed’ mindset and the ‘NetWorth Committed’ mindset. These mindsets play a vital role in determining our financial freedom and how we navigate challenges. Today, we’ll delve into these concepts and explore how a halt in future cash flow […]

Personal finance has long been considered a male-dominated field, but Indian women are breaking through that stereotype and taking control of their financial futures. In a post-pandemic world, a survey by Grow found that approximately 60% of women in the 18 to 25 age group make independent investment decisions. This is a significant shift from […]