Emotion of Fear
The equity market can be considered one of the greatest teachers of life. It is a rewarding marketplace that goes beyond making profits; rather it enroots the meaning of success and failure in one’s life. However, behavioral biases are like hurdles that an investor needs to jump over to finish the financial freedom race. One […]
TBNG Magazine – April 2019
Indian equities surged in the month of March in a catch-up rally months of range-bound trading on the back of easing inflation giving rise to expectation of lower interest rates,strengthening rupee and record foreign investor flows. Indian equities rose by 7.8% during the month.
National Pension System
Launched in January 2004 exclusively for government employees, NPS is open for subscription to all citizens after rolling out the Voluntary National Pension System in 2009 and gained momentum thereon. NPS offers tax deduction of up to Rs 2 lakhs in a financial year to both salaried and self employed individuals. However, individuals who have […]
Volatility in the stock market is like monsoon in Mumbai
Seesawing of stock market is a universally known truth which yet remains aggressively unaccepted by numerous investors. The thing to realize is that market volatility is inevitable. It’s the nature of the markets to move up and down over the short-term. Trying to time the market is extremely difficult. One solution is to maintain a long-term horizon and […]
Making better decisions
Usually decisions are made based on two pillars: beliefs and values. A decision maker’s values reflect his or her sense of what to strive for or to achieve, including goals and objectives. A decision maker’s beliefs are a reflection of his or her perceptions of reality, including facts, opinions, and uncertainties surrounding them. I believe that value and beliefs […]
TBNG Magazine – January 2019
Start of the year 2018 was marked by high optimism reflected in valuations, which were above historical average by a margin. Rising oil prices, depreciating Rupee, Rising interest rate, Default by IL&FS, liquidity and FII selling resulted into crash in small and mid-cap stocks and correction in large cap stocks. However, among all the gloom […]
TBNG Magazine – October 2018
Indian Markets are going through correction and it is quite normal for investors to feel the heat and question their investment rationale. During last 30 days,India witnessed a series of events
TBNG Magazine – July 2018
Noise levels in current market are very high with everyday new case of defaults emerging and it is making investors nervous and rightly so as hard earned savings are at stake. Indian economy is going through tough times with GDP registering straight fall in last 5 quarter and most of the high frequency indicators are […]
Status Quo Bias in investing
If we don’t Challenge the way Things have always been we’ll never discover the greatest breakthroughs of our future Status Quo bias simply means doing nothing i.e. avoiding active decision and the let things happen as they always have been without taking any efforts to change it, this is mainly because of the fear that […]
Worry Bias
The act of worrying is an ordinary and widespread human experience. Worry increases anxiety while taking an investment decisions. It perceives the risk and lowers level of risk tolerance among investors. In turn, such concern makes investors to avoid investing in high risk assets like equity funds. Thinking Man recommends how to overcome “Worry Bias”? […]