Balancing Growth and Caution in Mutual Fund Investments As India’s economy continues its strong upward trajectory—boasting a projected growth rate of 7.2% this year , many retail investors have been buoyed by the positive momentum in equity markets. Mutual funds, particularly sectoral and thematic funds, have garnered tremendous attention, with inflows reaching unprecedented levels. In […]

Want to give your child a head start in life? A secure financial future can open doors to endless possibilities. PFRDA launched the NPS Vatsalya scheme this September, offering parents and guardians a simplified and structured approach to establishing a robust financial foundation for minors. The beauty of NPS Vatsalya is that early investments can […]

When planning your financial future, the Systematic Withdrawal Plan (SWP) stands as a powerful tool, especially for investors looking to draw regular income from their investments. Whether you’re eyeing long-term goals like securing your retirement or shorter-term objectives like funding your child’s education, SWP can serve as a steady stream of income while allowing your […]

The Indian Mutual Fund (MF) industry has been on a meteoric rise. With AUMs skyrocketing over the past decade, it is poised to hit a staggering Rs 100 lakh crore mark in as early as 2 to 3 years. The Indian MF industry’s AUM has surged from Rs 50 lakh crore in December 2023 to […]

The recent Budget has brought significant changes to the tax landscape, particularly for investments. One area that has caught investor attention is the increased Short-Term Capital Gains (STCG) tax. This has naturally raised questions about the appeal of arbitrage funds, which were once considered a tax-efficient investment option. Let’s break down what this means for […]

The National Pension System (NPS) serves as an essential retirement planning tool for Indians. With a framework of voluntary, market-linked contributions, NPS was created by the Central Government with the goal of offering a steady income following retirement. Here’s an easy-to-understand breakdown of NPS and the key updates introduced in the 2024 Budget. What is […]

Indian equity markets have been on a tear. The benchmark Nifty has scaled new peaks for an astonishing 25th time in 2024, already surpassing its record-setting performance of 27 highs in all of 2023 (see image). With the Sensex crossing the historic 80,000 mark and Nifty nearing 24,000, fueled by strong fund inflows, investor sentiment […]

The Indian stock market has been enjoying a strong rally in the past year, offering double digit returns. While this is positive news overall, a closer look reveals some interesting trends, particularly in the relationship between market price and Return on Equity (ROE). Mid-Caps and Small-Caps Outperform, But at What Cost? One key takeaway is […]

The impact of inflation on the Indian stock market is a topic worth considering that frequently leaves investors feeling conflicted. As savvy investors, you understand that knowledge is power, and staying well-informed about the dynamic interplay between inflation and stocks can be the key to making prudent investment decisions. Let’s delve into this complex relationship […]

Protecting your wealth becomes crucial during recessions, especially for high-net-worth individuals. The consequences of not protecting your wealth proactively include the following: Erosion of Wealth: Failing to protect wealth during a recession can lead to significant losses in asset values and investment returns, substantially reducing net worth. Increased Financial Vulnerability: Without adequate protection, wealthy people […]