NRIs on the Move: Financial Considerations for a Smooth Relocation
The world is a vast landscape of opportunity, and for many Non-Resident Indians (NRIs), that landscape often extends beyond national borders. NRIs are uniquely positioned to leverage their skills and experience to secure positions and opportunities in other countries that offer exciting career growth. However, before packing your bags and booking your flight, there are […]
RBI Holds Repo Steady: Navigating Home Loan Rates in India
The Reserve Bank of India’s (RBI) recent decision to maintain the repo rate at 6.5% has brought both relief and a sense of waiting for prospective home buyers in India. While existing borrowers can breathe easy knowing their EMIs won’t change, those hoping for a significant drop in interest rates might have to hold on […]
Sectoral Funds: An Opportunity for Investors?
Fueled by robust performance in BFSI and IT stocks, the Indian stock market is experiencing an unprecedented surge, with the Sensex shattering the 76,000 mark and the Nifty50 soaring to new heights. This vibrant landscape, marked by record-breaking highs, is drawing investors towards thematic funds, capitalizing on the burgeoning momentum in sectors like manufacturing, technology, […]
Golden Years, Golden Nest Egg
The “golden years” of retirement, a time of freedom and new beginnings, is becoming an increasingly longer chapter in our lives. As life expectancy extends well into the 80s and beyond, the importance of sound financial planning during our working years is more crucial than ever. Retirement is no longer simply a brief respite at […]
Your Portfolio, India’s Politics: Staying Ahead
As the political landscape in India undergoes periodic shifts, the ripple effects are felt across various sectors, including personal finances. The impact of political changes on the economy can be profound, influencing market volatility, policy shifts, and investor sentiment. In this blog, we delve into how political changes, especially during Indian elections, can affect your […]
Navigating Financial Waters: Money Management for Newlyweds
The first blush of romance and those dreamy wedding bells often fade into the practical considerations of married life. One of the most crucial, and potentially challenging, areas is navigating finances as a couple. Newlyweds may face unexpected hurdles as they learn to combine income, manage expenses, and build a shared financial future. Understanding these […]
Weighing Your Options: Prepayment vs. Investing in the Current Market
As financial advisors, we regularly field questions from clients regarding the best way to utilise extra savings. Should they invest for long-term growth? Or is prepaying their home loan the wisest choice? The answer, as is often the case in personal finance, is: it depends. Let’s explore why prepaying your home loan could be a […]
The Chai Factor: Financial Mindfulness
Luxury defines your lifestyle. You’ve meticulously built a successful career, and your discerning taste reflects your achievements. Time, perhaps, is your most precious commodity. But have you considered how seemingly small indulgences subtly eat away at that precious resource? Could those small expenses be repurposed towards greater financial goals, freeing up even more time for […]
Don’t Let Illness Break the Bank: Essential Health Coverage
Don’t Let Medical Bills Break the Bank: A Guide to Smart Health Insurance in India World Health Day 2024’s theme, “My health, my right,” highlights the importance of accessible healthcare. In India, where millions lack health insurance, this right can feel distant. With rising medical costs, even a simple hospitalisation can derail your finances. Here’s […]
Navigating a Pay Cut: Financial Roadmap
The startup landscape is renowned for its thrilling combination of risks and potential rewards. However, recent trends, particularly the funding slowdown of 2022, have ushered in significant layoffs within the Indian startup sector, affecting an overwhelming number of employees. These shifts underscore the critical need for financial preparedness, especially for CEOs, CXOs, COOs, and directors […]
