Where to invest for retirement
Generally speaking, we are all aware of the importance of establishing multiple sources of income. There could be nothing better than having both active and passive streams of income flowing into our bank accounts. However, post-retirement we will inadvertently end up depending more on our passive income sources. In this article, we shall explore what […]
Macroeconomics and financial assets
What is a Market Bubble? Economist Robert Schiller defines a market bubble as a phase where an increase in asset prices revives enthusiasm among investors. This enthusiasm begins to spread across a wider base of investors resulting in a further increase in prices. The inflated prices, even though may exceed their intrinsic valsue, continues to […]
Smart investors chase wealth creation, not returns.
Return on Investment (ROI) is a term that is thrown about quite often while we talk about factors influencing investment decisions. Proactively building and monitoring a portfolio that can deliver spectacular returns might sound like a dream come true for many aspiring investors. This however widely differs from financial securities that are built with the […]
Budget 2021
Announcing the budget, honourable finance minister, Nirmala Sitharaman said the Budget proposals for 2021-12 rest on six pillars including — health & well-being, physical & financial capital & infrastructure, inclusive development for aspirational India, reinvigorating human capital, innovation & R&D, Minimum Govt & Maximum Governance. While the budget lacks direct boost to consumption, countercyclical expansionary […]
REIT – The Way Forward
REITs = Steady Stream of Cash Flow + Potential Gains REITs offer income generation and capital appreciation both bundled in one. Hence they can be best defined as an investment that is a hybrid instrument offering a mix of both fixed income and equity or capital gain. The diversification it offers helps create a more […]
Quarterly Financial Magazine-January 2021
The year gone by gave us a strong reminder of the importance of a financial plan and to summarize money success in a single word it would be “survival”. I feel Capitalism is hard, but part of its reason is because making money and keeping money requires two different skills.
The 2021 Budget: What the common man needs
The 2021 Budget: What the common man needs The budget is due like clockwork on the 1st of Feb 2021 and will be the first ‘paperless’ budget. The past year has been eventful, to say the least. While the government has offered stimulus packages to offer relief, the common man is yet to feel its […]
The ABCs of REITs in India
With 2020 in hindsight, the need to generate multiple mediums of passive income is being felt even more so today. Besides the traditional mediums of fixed deposits and debt instruments that offer fixed returns, real-estate has been the only other choice. Owning and gaining from leasing and renting out real-estate properties like commercial or residential […]
Financial resolutions you must make and keep post the 2020 crisis
Financial resolutions you must make and keep post the 2020 crisis After, a tumultuous year that was, 2021 is likely to begin with financial resolutions at the top of the charts. A US-based annual resolution study found that the current most popular resolutions among people are to ‘save more’ (44%), ‘clear debts’ (43%), and ‘spend […]
Why a DIY attitude is harmful to your wealth management plan?
According to data, available with Stockal, millennials account for about 37% of their customer base. There is an influx of Next-Gen investors in the market. With the rise of Fintech platforms and Robo-advisory, younger investors are finding it easy to enter the financial markets and begin their investing journey in a bid to attain FIRE […]
