An Investment Mindset
2.21 crore individual demat accounts were added in April-November 2021. – Economic Survey 2022 The financial year 2019-20 witnessed a monthly average of 4 lakh new Demat accounts being added . Scores of retail investors around the country now have easy access to investing avenues thanks to simplified tech-based investment platforms, a robust regulatory environment, […]
The Indian Woman Investor
One in three Indian women do not invest their money. – Women & Money Power 2022 Investing means different things to different women. A single mother’s investment strategy should differ from a single woman’s. And, unlike a woman in her forties, a woman in her twenties has the financial resources to take chances. Is there […]
Why the need for long-term in equity investing?
With bull markets and upswings, even volatility and uncertainty are part and parcel of investing in financial assets. We can expect markets to remain volatile until the impact of the pandemic-induced economic strain and the current geopolitical crisis subsides. Unfortunately, human as we are, we often get emotional about our investments and tend to let […]
Can ESOPs help employees generate wealth?
What is inflation? The economy is opening up to newer shifts in professional practices, which works best in favor of employees of an organization, especially those who have a higher net worth. The growth of a firm is a collaborative effort of the entire workforce, starting from subordinates at the bottom of the hierarchy funnel […]
Can equities hedge inflation?
What is inflation? Inflation is defined as an increase in the price of goods and services over time, devaluing the currency’s buying power. Inflation can be broadly defined under two categories: Demand-pull inflation – Excessive cash flow in an economy nudges an increase in demand for goods or services while production capacity for these goods […]
PMS : Should You Invest?
Portfolio Management Services (PMS) is a method of investing in the equity market with the promise of customized tailor-made advice aiming to generate better returns than Mutual Funds (MF) can offer. In comparison to MFs, where multiple investors’ funds are pooled in to invest in a set of securities managed by a fund manager with […]
Does a retirement corpus of Rs.100 Crore sound like a dream or a possibility?
In an address at a Wealth Creation Summit, veteran investor Mr. Ramesh Damani stressed the essential step of saving early in life. He described how prudent investing behavior could turn an amount of Rs 10 lakh per year into a mind-boggling Rs 100 crore within a span of 30 years. While the mathematics of this […]
Is it wise to invest in residential real estate as an investment?
India is among the top 10 price-appreciating housing markets internationally.– IBEF Thanks to urbanization and growing household incomes, India is witnessing a steady rise in demand for residential properties. According to statistics, Bengaluru, Chennai, Ahmedabad, Goa, and Pune are hot property investment destinations for NRIs. Low home loan interest rates are expected to boost the […]
Is it worth investing in Sukanya Samriddhi Yojana?
Less than a decade ago, people favoured tailor-made clothing and off-the-shelf financial solutions, educational programs, and so on. Today, people choose off-the-rack apparel but request customized products and services. The same is true for the assets we pick, the educational avenues we choose, and other lifestyle needs we invest in. Take education, for instance. In […]
Quarterly Financial Magazine November 2021
India is witnessing the fastest wealth creation era in history. Yet, the allocation of household income to savings and investments has fallen from 34% to 30% over the past two years. While the pandemic has been an eye-opener for everybody, reinforcing the absolute need to achieve financial independence, few have taken heed. 51 percent of […]
