
TBNG Magazine – October 2019
Noise levels in current market are very high with everyday new case of defaults emerging and it is making investors nervous and rightly so as hard earned savings are at stake. Indian economy is going through tough times with GDP registering straight fall in last 5 quarter and most of the high frequency indicators are […]

Non-Convertible Debentures
Non-Convertible Debentures (NCDs) are fixed income products with a specific tenure and stipulated rate of interest income. It is issued by companies to raise long term funds through public issue without reducing the equity stake as these debentures cannot be converted. On maturity the principal amount along with accumulated interest is paid to the holder […]

Money Lessons from Lord Ganesha
Lord Ganesha is hailed as the symbol of prosperity, knowledge, wisdom and destroyer of obstacles. People seek his blessings in times of happiness and uncertainty alike. Through his many forms, he teaches us valuable lessons. There is a lot to take as inspiration and learn from Lord Ganesh, especially when it comes to managing finances. […]

Lessons to Learn from Equity Markets
The stock market may be considered one of the greatest teachers of life. It goes beyond a marketplace for making material gains; rather it dwells deep in enrooting the meaning of success and failure in one’s life. When one starts investing in the equity market, one comprehends that persistence and dedication beat greed and impatience […]

Financial independence and its underlying connotations
We know that we have to take some drastic steps to achieve financial independence. Though the technical definition is being independent of a regular monthly salary to fulfil our financial needs, the term “financial independence” may have some underlying connotations that you need to know in order to understand what it means to you as […]

What financial independence really means
Independence, by definition, is the ability to live by your own terms and conditions, take your own decisions and control your life the way you want. While there are many factors that can make this happen, financial independence is definitely paramount. What financial independence really means is that you don’t have to solely rely on […]

Freedom from Debt
“Some debts are fun when you are acquiring them, but none are fun when you set about retiring them.” – Ogden Nash. When debt is managed well, it is a stepping stone that enables us to improve our life and financially accomplish our goals. If not, debt can become a hurdle and hinder our progress rather allowing […]

Thinking Man Quarterly July 2019
There are four kinds of wealth i.e. Social, Physical, Emotional and Financial wealth. For example, a millionaire businessman in a hospitalwill not be able to enjoy financial wealth.So,unless…

Financial Assets vs Physical Assets
Assets are widely known as anything that has value and return generating potential. It represents value of ownership. Investment asset can usually be of two types: Financial assets and Physical assets. Even though they seem similar, they are very different from each other based on their features and characteristics. Financial Assets It refers to assets […]

Money mistake that women make
Women tend to be more conservative in their approach towards financial well-being. Lack of confidence, financial illiteracy, age old male dominance and scantiness of time has led women to believe that they are inferior to the male counterparts. Here are some of the common mistakes that women make with their money. Not Investing According to […]