tax saving and deductions

Tax Saving with Loans

Indian Income Tax Act allows for tax deductions and exemptions on interest and principal repayment of certain loans. These tax benefits are a definite motivator to individuals as it helps reduce the outflow of funds which may rather be associated to one’s financial goals. The following are some of the provisions that offer a sigh […]

tax saving investments

Tax saving investments under section 80C

Tax saving investments under section 80C plays an important role in your financial well being. Both individuals and HUFs are eligible to claim deductions under section 80C of an aggregate capped 1.50 lakhs per year. Tax saving investments under section 80C has enough water capacity to behave like carbohydrates to ensure hydration and add nutritional […]

savings vs investments

Savings vs Investments

At the end of every calendar year, most of us have a similar new year’s resolution – prioritizing our health. While some choose to diet, follow health tips from celebrity nutritionists, I was simply lured in by the heavy discount offered by a gym in my vicinity.  Although I was very excited to start my […]

P2P Lending

P2P Lending

While we know a lot about lending, P2P lending is fairly a new concept for us which got a little attention quite recently when RBI notified, that peer-to-peer lenders (P2P) companies will be treated as non-banking financial companies (NBFCs). What is P2P Lending To put simply Peer-to-peer lending is a new method of debt financing: […]

This Navratri, Take Control of Your Finances

The festival of Navratri represents the triumph of good over evil. Navratriis divided into three phases, each of three days – the first phase is dedicated to Goddess Mahakali, who destroys all the bad within and also around us, the second phase is dedicated to Goddess Mahalaxmi, who we worship to bring us of wealth and prosperity, and the third […]

daughter

Help your daughter become a financially independent Woman

Every parent wishes the best for their daughter. You may have taught your daughter to count. But now, it is the time to teach her what counts, which is ever so important. The societal image of women is that of being financially dependent on someone else – their parents, guardians or spouse. This daughter’s day, […]

diversification

Diversification is both an art and science

Diversification is both an art and science of spreading one’s capital by investing in varying asset classes, & sectors in order to reduce the risk, emotional stress and volatility over time in the market. Investing solely in risk-free instruments offers lower expected returns and cannot beat inflation in the long run, whereas investing solely in […]

job loss

Strategies to prepare for an upcoming Job loss

Preparing for Job Loss We are living in a time where there is palpable insecurity in the job market. In such unpredictable situations, one must not get panic and should strategize their actions in case they have to face the misfortune of job loss. Few key strategies to prepare for job loss are: Build and […]

TBNG Magazine – October 2019

Noise levels in current market are very high with everyday new case of defaults emerging and it is making investors nervous and rightly so as hard earned savings are at stake. Indian economy is going through tough times with GDP registering straight fall in last 5 quarter and most of the high frequency indicators are […]

NCDs

Non-Convertible Debentures

Non-Convertible Debentures (NCDs) are fixed income products with a specific tenure and stipulated rate of interest income. It is issued by companies to raise long term funds through public issue without reducing the equity stake as these debentures cannot be converted. On maturity the principal amount along with accumulated interest is paid to the holder […]

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