To Tech or not to Tech it?
You cannot ignore the rapid increase in digitization and innovation across the globe. Spurred by the pandemic, this tech wave has led to positive growth in the sector. In reflection of this emerging trend, technology sector funds in India have delivered over 40% returns over the last year. If you thought that tech funds included […]
Why the long-term view in investing?
In our last blog, we dissected the delicate topic of how Personal Finance is ‘personal.’ Today, we dive a little deeper down the personal finance avenue. As a financial advisor, I often get questioned, ‘How much gains can I expect if I follow your advice?’ This question keeps reminding me of the famous ad by […]
Personal finance is ‘personal’
‘Insufficient funds’ have been cited as the top reason for swiping a credit card. Yes, credit cards do solve the issue of short-term liquidity crunches, but what about the long run? Do you have the capacity to repay your ‘easy loan’ without dipping into your savings? We all love to talk about investing in the […]
Index Investing & Optimum Allocation: Active Vs. Passive
‘Insufficient funds’ have been cited as the top reason for swiping a credit card. Yes, credit cards do solve the issue of short-term liquidity crunches, but what about the long run? Do you have the capacity to repay your ‘easy loan’ without dipping into your savings? We all love to talk about investing in the […]
Are investing in Index Funds a smart strategy?
Let’s get down to basics first: What are index funds? Index funds are a form of passive investment that seeks to mimic the portfolio of their benchmark index and are constructed to trace the components and return of that specific market index. As a result, Index Funds offer broad market exposure, relatively low operating expenses, […]
Way ahead for Equities – Pandemic at bay, market at play
Bubble or not, the mid and small-cap segment have proven their resilience in these last few weeks. But, will this rally continue to maintain its pace in the long term? Well! If only predicting the markets were based solely on number crunching and not investor sentiments, we could draw a logical conclusion. But, we all […]
Next 4 steps to overcome your biases and safeguard your investments
In our previous blog we covered the first 3 essential steps to overcome our biases and ensure our investment decisions are free from prejudice and financial pitfalls. Here, we cover the next 4 steps investors should follow through their investment journey to attain the best results. What’s your strategy? Do you have an investment strategy […]
First 3 steps to overcome your biases and safeguard your investments
Biases have a strong influence over our decision-making capabilities and can distort the result of our decision. What is more astonishing is that we are unaware of our prejudices that can influence our choices under most circumstances. While our experiences and personality may be an enabler for most of our life-based decisions, these same two […]
Quarterly Financial Magazine April 2021
As the final quarter to this past financial year ends, we seem to have come full circle and smack in the middle of yet another ‘lockdown like’ scenario. But this time around things will be different; the past 12 months have been a learning curve of sorts. We have the roll-out and administering of the […]
Time to Overcome Biases in Investment Decisions
It is surprising to know that even the most seasoned investors are susceptible to investment blunders that arise from irrational reactions and emotional decision-making. Research has proven the gap between investor and investment returns tends to be as wide as 3% pa. Why this wide gap? Why are investors losing out? Managing Emotions What can […]