Choosing between Mutual Funds and Direct Stocks
There are many fundamental differences between stocks and mutual funds in the world of investing. The investment style and management of the two instruments vary, starting with the risks involved and ROIs. You should exercise caution as a knowledgeable investor and be aware of these distinctions before making an investment decision. Being a shareholder entails […]
Do heuristics affect your capacity for decision-making?
Our brain works in mysterious ways with all the unfathomable information it stores and processes. It all seems a little incomprehensible to an ordinary man. However, scientific beliefs indicate how specific mechanisms lead to the final outcome of a problem, and that explains why we do what we do. While doing math in classrooms, we […]
4 causes of retirement planning failure
The significance of retirement planning is understood by almost everyone. However, it will be challenging to retire comfortably if you don’t make good financial plans. Nowadays, a lot more people avoid retirement planning instead of making plans for the future. Even though retirement planning is essential, many people often come up with justifications for not […]
4 reasons why people don’t buy stocks?
Since the stock market was first introduced to the Indian economy, there have been persistent feelings of fear, reluctance, and ignorance about it by some individual investors. When it comes to purchasing stocks, there are some preconceived notions, such as “They are only for elite industrialists and HNIs alone.” The issue with this viewpoint is […]
5 things to consider in 2022 before investing in ETFs
ETFs are gradually starting to shake up the asset management sector. They have an advantage over other investment vehicles because they are low-cost passive index funds that can be traded on the capital market segment like stocks. Given their high liquidity, low costs, easy trading, and great diversification benefits, it is not surprising that ETFs […]
Asset allocation versus portfolio diversification: What’s the difference?
Global markets are highly unpredictable, and the economic fundamentals always remain in flux. In such markets, investor sentiment can turn on a dime. When it comes to the financial market, there are very few absolutes. While, you could get some certainty in gains by attempting to predict the day-to-day movements of the market accurately; unfortunately, […]
Economic Bubble – Explained!
The size of a soap bubble is dependent on the amount of air it envelopes. The more air blown in, the larger the surface of the bubble grows. Until it reaches its limits of expansion and then… POP! Much like the construct of a soap bubble is the ‘Asset Bubble’. This could be a specific […]
How Your Financial Plan Can Change Your Childs Future
Creating a secure financial future for your children and dependents is one of the most important aspects of personal financial planning. It is essential to plan ahead and invest in your child’s future. You should start early so that your child has a solid financial foundation that is not debt-ridden when they are ready to […]
Quarterly Financial Magazine April 2022
Inflation is the latest hot topic in financial news. CPI-based inflation was pegged at over 6% for the first quarter of 2022, and is likely to breach the 7% mark for April.
To STP or not to STP
Do you have a corpus ready to be invested? It could be arrears in salary, a bonus, an endowment, a profit from a successful business deal, or a matured investment. Letting the corpus lie in a bank account or investing it in an FD may not be the smartest solution. Whatever the source of the […]