Are investing in Index Funds a smart strategy?
Let’s get down to basics first: What are index funds? Index funds are a form of passive investment that seeks to mimic the portfolio of their benchmark index and are constructed to trace the components and return of that specific market index. As a result, Index Funds offer broad market exposure, relatively low operating expenses, […]
Way ahead for Equities – Pandemic at bay, market at play
Bubble or not, the mid and small-cap segment have proven their resilience in these last few weeks. But, will this rally continue to maintain its pace in the long term? Well! If only predicting the markets were based solely on number crunching and not investor sentiments, we could draw a logical conclusion. But, we all […]
Next 4 steps to overcome your biases and safeguard your investments
In our previous blog we covered the first 3 essential steps to overcome our biases and ensure our investment decisions are free from prejudice and financial pitfalls. Here, we cover the next 4 steps investors should follow through their investment journey to attain the best results. What’s your strategy? Do you have an investment strategy […]
First 3 steps to overcome your biases and safeguard your investments
Biases have a strong influence over our decision-making capabilities and can distort the result of our decision. What is more astonishing is that we are unaware of our prejudices that can influence our choices under most circumstances. While our experiences and personality may be an enabler for most of our life-based decisions, these same two […]
Quarterly Financial Magazine April 2021
As the final quarter to this past financial year ends, we seem to have come full circle and smack in the middle of yet another ‘lockdown like’ scenario. But this time around things will be different; the past 12 months have been a learning curve of sorts. We have the roll-out and administering of the […]
Time to Overcome Biases in Investment Decisions
It is surprising to know that even the most seasoned investors are susceptible to investment blunders that arise from irrational reactions and emotional decision-making. Research has proven the gap between investor and investment returns tends to be as wide as 3% pa. Why this wide gap? Why are investors losing out? Managing Emotions What can […]
Understanding Risks in Investing
The element of risk is always closely tied in with any investment activity that we choose to participate in. As undesirable as it may seem to be, it’s something that we must take into account while making investment decisions. Forewarned is forearmed Gaining some prior knowledge before you plunge into the risk-reward-laden investment market can […]
6 traits that can help you achieve financial independence
Achieving financial freedom or in more trendy terms the acronym FIRE (which stands for Financial Independence, Retire Early), need not be an unachievable goal. Like every other activity, one undertakes, be it education, a career, or even a hobby, all of these require dedication, persistence, and consistency. To achieve your goal of financial freedom one […]
Building your retirement investment portfolio the right way
Will you outlive your money in retirement? Lack of planning combined with a lack of prudence in investing appropriately for retirement could lead to the risk of you outliving your money. First of all, investors often tend to get the basic math wrong, one should always consider an age bracket of 85 to 90 years […]
With hindsight 20/20 let’s make 2021 better
Hindsight is 20/20 While 20/20 refers to clear vision, hindsight refers to a clearer understanding of a past event. But, considering its meaning and the actual happening in the year 2020, this expression is now more eye-opening than ever before. Words like unprecedented, mask up, remote working, ‘workcation’ or even ones like ‘anthropause’ have made […]