P2P Lending
While we know a lot about lending, P2P lending is fairly a new concept for us which got a little attention quite recently when RBI notified, that peer-to-peer lenders (P2P) companies will be treated as non-banking financial companies (NBFCs). What is P2P Lending To put simply Peer-to-peer lending is a new method of debt financing: […]
This Navratri, Take Control of Your Finances
The festival of Navratri represents the triumph of good over evil. Navratriis divided into three phases, each of three days – the first phase is dedicated to Goddess Mahakali, who destroys all the bad within and also around us, the second phase is dedicated to Goddess Mahalaxmi, who we worship to bring us of wealth and prosperity, and the third […]
Help your daughter become a financially independent Woman
Every parent wishes the best for their daughter. You may have taught your daughter to count. But now, it is the time to teach her what counts, which is ever so important. The societal image of women is that of being financially dependent on someone else – their parents, guardians or spouse. This daughter’s day, […]
Diversification is both an art and science
Diversification is both an art and science of spreading one’s capital by investing in varying asset classes, & sectors in order to reduce the risk, emotional stress and volatility over time in the market. Investing solely in risk-free instruments offers lower expected returns and cannot beat inflation in the long run, whereas investing solely in […]
Strategies to prepare for an upcoming Job loss
Preparing for Job Loss We are living in a time where there is palpable insecurity in the job market. In such unpredictable situations, one must not get panic and should strategize their actions in case they have to face the misfortune of job loss. Few key strategies to prepare for job loss are: Build and […]
TBNG Magazine – October 2019
Noise levels in current market are very high with everyday new case of defaults emerging and it is making investors nervous and rightly so as hard earned savings are at stake. Indian economy is going through tough times with GDP registering straight fall in last 5 quarter and most of the high frequency indicators are […]
Non-Convertible Debentures
Non-Convertible Debentures (NCDs) are fixed income products with a specific tenure and stipulated rate of interest income. It is issued by companies to raise long term funds through public issue without reducing the equity stake as these debentures cannot be converted. On maturity the principal amount along with accumulated interest is paid to the holder […]
Money Lessons from Lord Ganesha
Lord Ganesha is hailed as the symbol of prosperity, knowledge, wisdom and destroyer of obstacles. People seek his blessings in times of happiness and uncertainty alike. Through his many forms, he teaches us valuable lessons. There is a lot to take as inspiration and learn from Lord Ganesh, especially when it comes to managing finances. […]
