Navigating Financial Freedom: A Tailored Journey for NRIs in Tech Leadership
Background: NRIs in leadership roles within the tech industry often aspire to achieve financial freedom while prioritizing their children’s education. At TBNG Capital Advisors, we specialize in crafting personalized solutions tailored to the unique needs of NRIs, ensuring their path towards financial independence is both strategic and fulfilling.
The Challenge: Meet a 54-year-old NRI, serving as a Director in a leading tech firm since 2013. Despite his successful career, He faced a misalignment between his financial portfolio and his aspirations. His asset allocation leaned heavily towards safer, low-return instruments, posing risks to his financial stability and hindering his potential for growth.
TBNG’s Approach: Grounded in safety, stability, and aspiration, our approach is aimed to address his financial goals comprehensively. TBNG worked on client’s financial goals and ensured the portfolio is well-diversified across countries and the retirement plan is aligned with families dreams and aspirations.
Safety: Upon assessment, we recognized the need to provide him with certainty of protection from anxiety and poverty. We conducted a thorough analysis of his risk profile and financial situation, identifying gaps in insurance coverage and contingency funds that posed significant risks.
Stability: To ensure a high probability of maintaining his standard of living, we embarked on a comprehensive overhaul of his asset allocation. Investments incongruent with his objectives were systematically replaced, paving the way for a focused and coherent financial plan.
Aspiration: With ambitious financial goals in mind, we aimed to offer him the possibility of achieving upward wealth mobility. By realigning his portfolio to better reflect his risk tolerance and aspirations, we positioned him for success and growth in the long term.
Results: Today, his portfolio stands as a testament to TBNG’s commitment to excellence. With a balanced asset allocation comprising equity, debt, real estate, and liquid assets, he is poised for success. Beyond the numbers lies a story of empowerment and liberation. Through TBNG’s guidance, the said NRI has transcended the confines of uncertainty, charting a course towards financial freedom. His journey serves as a beacon of hope for NRIs seeking clarity amidst the chaos of the financial landscape.
Deepa is the driving force behind the success of TBNG Capital Advisors' Bangalore office. With a Certified Financial Planner Certification and MBA degree with 6 years of experience, she expertly manages all the clients in Bangalore single-handedly, leveraging her extensive knowledge and expertise. Her determination and dedication are evident in her commitment to turning her clients' dreams into reality. By thoroughly understanding their goals and working collaboratively, Deepa ensures that each client's financial journey is smooth and successful. Her exceptional client-advisor relationships are built on trust and confidence, with clients valuing her advice and recommendations. Beyond her professional achievements, Deepa is a fun-loving individual who practices yoga daily, bringing discipline and balance to her work. Her holistic approach to life and work makes her an invaluable asset to TBNG Capital Advisors and a trusted partner for her clients.