Navigating Financial Success: A Tailored Approach for Business Owners
Background: Business owners face unique challenges in managing their finances while pursuing personal and professional goals. At TBNG Capital Advisors, we understand these challenges and offer customized investment solutions to help business owners achieve financial freedom and fund their children’s education.
The Challenge: Meet a 45-year-old business owner who started their venture in 2015 with aspirations for financial independence and securing their children’s education. Despite their entrepreneurial success, they struggled to structure their investments effectively amidst the demands of running a business.
TBNG’s Approach: Recognizing the importance of safety, stability, and aspiration in our clients’ investment journeys, we ensure the separation of personal and business finances. This approach optimizes savings in personal accounts and supports wealth creation for families. This family, despite facing turbulent business challenges during the COVID-19 pandemic, was able to withstand the difficulties due to their strong personal portfolio, which we had carefully planned and created.
Safety: We crafted a conservative asset allocation plan focused on capital preservation, prioritizing low-risk instruments to protect their wealth.
Stability: Implementing a balanced portfolio strategy with 90% allocated to equity and 10% to debt, we ensured consistent growth while mitigating risk, providing stability even during market fluctuations.
Aspiration: With ambitious financial goals in mind, we developed a dynamic asset allocation plan aimed at maximizing growth opportunities. Through proactive guidance and strategic investment decisions, we aligned their investments with aspirations for wealth creation.
Results: Under our guidance, the client’s portfolio flourished, reflecting substantial growth from the initial investment. Utilizing a staggered deployment mode, we managed to significantly increase the value of their investments, bringing them closer to financial freedom and fulfilling their children’s education goals.
Deepa is the driving force behind the success of TBNG Capital Advisors' Bangalore office. With a Certified Financial Planner Certification and MBA degree with 6 years of experience, she expertly manages all the clients in Bangalore single-handedly, leveraging her extensive knowledge and expertise. Her determination and dedication are evident in her commitment to turning her clients' dreams into reality. By thoroughly understanding their goals and working collaboratively, Deepa ensures that each client's financial journey is smooth and successful. Her exceptional client-advisor relationships are built on trust and confidence, with clients valuing her advice and recommendations. Beyond her professional achievements, Deepa is a fun-loving individual who practices yoga daily, bringing discipline and balance to her work. Her holistic approach to life and work makes her an invaluable asset to TBNG Capital Advisors and a trusted partner for her clients.