COMPANY BENEFITS
Building Experience & Give
High Success Rates
Projects Are Completed
0
Clients Are Satisfied
0
Gave Finance Advices
0
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Consulting & finance
company funded in 1886
MAXIMISE INVESTMENT POTENTIAL
Alpha-Driven
Strategies
At TBNG, we guide busy professionals to maximise their wealth potential, help businesses optimise savings for growth, assist NRIs in navigating complex investments, and embark on a customised journey to financial prosperity. Leveraging 20 years of expertise, we manage your money and steer you to financial freedom.
SNEHA MEHTA
Partner – Financial Planning Division
SNEHA MEHTA
Partner – Financial Planning Division
SNEHA MEHTA
Partner – Financial Planning Division
SNEHA MEHTA
Assistant Operation Manager
SNEHA MEHTA
Partner – Financial Planning Division
MAXIMISE INVESTMENT POTENTIAL
Alpha-Driven
Strategies
At TBNG, we guide busy professionals to maximise their wealth potential, help businesses optimise savings for growth, assist NRIs in navigating complex investments, and embark on a customised journey to financial prosperity. Leveraging 20 years of expertise, we manage your money and steer you to financial freedom.
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WHAT WE DO
Services We’re
Offering
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suffered in some form by injected humour.
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OUR TESTIMONIALS
What They Say?
TBNG provides independent and insightful financial planning advice taking into account the customer’s needs and goals comprehensively. They are transparent and provide access
Shishir Goenka
Fusion Clothing Company
We met TBNG just at right time! Thanks to them, we realized our portfolio was lop sided and needed correction. Tarun Birani has now become a good friend.
Paresh Parekh
Ernst & Young
I have been associated with TBNG for almost 4 years now and we did click up instantly. Tarun has a depth of knowledge which is backed by an efficient team.
Paresh Joglekar
RBS Bank Define Aspirations
Evaluate Risks
Craft Plan
Align Cashflows
Allocate Strategically
Analyse Resilience
Review & Adapt
Architecting Your Financial Freedom Blueprint
Architecting Your Financial Freedom Blueprint
WHAT WE DO
Empowering Financial Futures
Mr. Tarun Birani, Founder CEO
Life gets busy, but your financial success shouldn’t have to suffer. That’s why we’re dedicated to simplifying your finances and aligning them with your most important goals. Whether you’re a professional, business owner, NRI, or require corporate and family office solutions – our personalised strategies help you make empowered financial decisions.
With over 20 years of experience and stewardship of over 600+ crores in assets, we’ve dedicated ourselves to serving more than 200 families, helping them achieve over 400 life goals. Our commitment to integrity means your interests always come first. Let us help you build a financial future that supports your dreams.
15
+
Years of Collective Team Experience
Tarun Birani - Founder
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OUR TESTIMONIALS
What They Say?
TBNG provides independent and insightful financial planning advice taking into account the customer’s needs and goals comprehensively. They are transparent and provide access
Shishir Goenka
Fusion Clothing Company We met TBNG just at right time! Thanks to them, we realized our portfolio was lop sided and needed correction. Tarun Birani has now become a good friend.
Paresh Parekh
Ernst & Young I have been associated with TBNG for almost 4 years now and we did click up instantly. Tarun has a depth of knowledge which is backed by an efficient team.
Paresh Joglekar
RBS Bank 
All
Beginners and Youth Investing
Children Future Planning
ETFs and Index Investing
Fixed Income & Risk-Based Investments
Flexi-Cap and Sectoral Investing
International and Global Investing
Portfolio Management & Strategy
Retirement Planning
SEBI Guidelines
Specialized Themes and Queries
All
Beginners and Youth Investing
Children Future Planning
ETFs and Index Investing
Fixed Income & Risk-Based Investments
Flexi-Cap and Sectoral Investing
International and Global Investing
Portfolio Management & Strategy
Retirement Planning
SEBI Guidelines
Specialized Themes and Queries
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She Builds Wealth · Session 01
The Three
Paths
"This is not about spending less today. It's about not depending on anyone — not at 60, not at 75, not ever."
01
Tell us about today
Honest numbers don't ask you to give anything up. They just help you build properly.
Your age
Slide to set
32years
2230405055
Monthly lifestyle spend
Everything you actually spend
₹
/ month
Current monthly investments
SIPs, equity, all of it
₹
/ month
Current investment value
Mutual funds, stocks, EPF, PPF
₹
total
Inflation
%
India's long-term average
Investment returns
%
Indian equity, 20+ year horizon
Target retirement age
yrs
When salary income stops
Annual withdrawal rate
Safe
% per year
At 4%, your corpus has historically survived 30+ years with 95%+ probability. We explain the trade-offs below.
The Reality of Inflation
Your lifestyle today
at tomorrow's prices.
"We're not asking you to spend less. We're asking what it costs to keep going."
Today ↔ At age 60
Same life. Different price tag.
Inflation is the silent tax on tomorrow.
Monthly cost today
₹80,000
→
At 60
₹4.09L
Annual cost today
₹9.6L
→
Annual at 60
₹49.1L
Your lifestyle compounds by 5.1×
in 28 years.
in 28 years.
5.1×
The Three Paths
Three choices.
Three very different futures.
"There are no wrong amounts. Only different outcomes."
Path A
If you stopped investing today
New SIP
₹0/mo
Only your existing ₹3L grows
Corpus at 60
₹72L
From existing growth alone
Your money would run out at age 62. From there, you'd depend on family, savings, or social support to live.
↓
Adding your ₹15,000/mo SIP gives you ₹4.14Cr more in corpus and +14 years of freedom.
Path B
If you continue your current pace
Monthly SIP
₹15,000/mo
What you invest today
Corpus at 60
₹4.86Cr
SIP + existing growth
Your money would last until age 75. That's about 15 years of freedom — comfortable, but not unlimited.
↓
Investing ₹26,873/mo extra takes you from 15 years to indefinite freedom.
Path C
If you reach the freedom path
Recommended
Required SIP
₹41,873/mo
+₹26,873 more than today
Corpus at 60
₹12.3Cr
Self-sustaining wealth
Your money outlives you. Your corpus generates enough every year to cover your lifestyle indefinitely. You become independent of anyone — and remain so for life.
The Real Point
"Wealth is not about restraint.
It's about removing dependence."
It's about removing dependence."
Your Path
What if you invested differently?
"Every rupee invested today is a vote for the woman you'll be at 70."
Monthly SIP
₹15,000
Change
+₹0
₹025K50K75K1L+
New corpus
₹4.86Cr
Years it lasts
15years
At ₹15,000/mo, your money runs out at age 75 — 15 years of freedom.
The Magic Of Compounding
Where your ₹4.86Cr comes from
"Time does most of the work. Your job is to start."
You put in
₹53.4L
+
Compounding adds
₹4.33Cr
Compounding contributes 89% of your final corpus. Your job is to keep investing. Time does the rest.
The Method
How we calculated "freedom"
"Real freedom doesn't have an asterisk. Here's the honest math behind it."
The 4% Rule comes from the Trinity Study (1998), which tested every 30-year period of market history and found this: if you withdraw 4% of your corpus per year (adjusted for inflation), it has historically survived over 95% of the time. This is the rate we use to calculate the "freedom corpus" — the amount you'd need so your money generates enough each year to fund your lifestyle indefinitely.
You can change this rate in the Advanced panel above. But please understand the trade-off:
Rate
What it means
3%
Bulletproof. Corpus likely grows even after withdrawals.
Very Safe
4%
The historical standard. 95%+ survival over 30 years.
Safe
5%
Smaller corpus needed, but ~25% chance of running out.
Moderate
6%+
Roughly a coin toss whether the money lasts 30 years.
Risky
You don't have to choose between
today and tomorrow.
You just have to build both.
today and tomorrow.
You just have to build both.
— She Builds Wealth · Session 01
She Builds Wealth · Session 01
The Three
Paths
"This is not about spending less today. It's about not depending on anyone — not at 60, not at 75, not ever."
01
Tell us about today
Honest numbers don't ask you to give anything up. They just help you build properly.
Your age
Slide to set
32years
2230405055
Monthly lifestyle spend
Everything you actually spend
₹
/ month
Current monthly investments
SIPs, equity, all of it
₹
/ month
Current investment value
Mutual funds, stocks, EPF, PPF
₹
total
Inflation
%
India's long-term average
Investment returns
%
Indian equity, 20+ year horizon
Target retirement age
yrs
When salary income stops
Annual withdrawal rate
Safe
% per year
At 4%, your corpus has historically survived 30+ years with 95%+ probability. We explain the trade-offs below.
The Reality of Inflation
Your lifestyle today
at tomorrow's prices.
"We're not asking you to spend less. We're asking what it costs to keep going."
Today ↔ At age 60
Same life. Different price tag.
Inflation is the silent tax on tomorrow.
Monthly cost today
₹80,000
→
At 60
₹4.09L
Annual cost today
₹9.6L
→
Annual at 60
₹49.1L
Your lifestyle compounds by 5.1×
in 28 years.
in 28 years.
5.1×
The Three Paths
Three choices.
Three very different futures.
"There are no wrong amounts. Only different outcomes."
Path A
If you stopped investing today
New SIP
₹0/mo
Only your existing ₹3L grows
Corpus at 60
₹72L
From existing growth alone
Your money would run out at age 62. From there, you'd depend on family, savings, or social support to live.
↓
Adding your ₹15,000/mo SIP gives you ₹4.14Cr more in corpus and +14 years of freedom.
Path B
If you continue your current pace
Monthly SIP
₹15,000/mo
What you invest today
Corpus at 60
₹4.86Cr
SIP + existing growth
Your money would last until age 75. That's about 15 years of freedom — comfortable, but not unlimited.
↓
Investing ₹26,873/mo extra takes you from 15 years to indefinite freedom.
Path C
If you reach the freedom path
Recommended
Required SIP
₹41,873/mo
+₹26,873 more than today
Corpus at 60
₹12.3Cr
Self-sustaining wealth
Your money outlives you. Your corpus generates enough every year to cover your lifestyle indefinitely. You become independent of anyone — and remain so for life.
The Real Point
"Wealth is not about restraint.
It's about removing dependence."
It's about removing dependence."
Your Path
What if you invested differently?
"Every rupee invested today is a vote for the woman you'll be at 70."
Monthly SIP
₹15,000
Change
+₹0
₹025K50K75K1L+
New corpus
₹4.86Cr
Years it lasts
15years
At ₹15,000/mo, your money runs out at age 75 — 15 years of freedom.
The Magic Of Compounding
Where your ₹4.86Cr comes from
"Time does most of the work. Your job is to start."
You put in
₹53.4L
+
Compounding adds
₹4.33Cr
Compounding contributes 89% of your final corpus. Your job is to keep investing. Time does the rest.
The Method
How we calculated "freedom"
"Real freedom doesn't have an asterisk. Here's the honest math behind it."
The 4% Rule comes from the Trinity Study (1998), which tested every 30-year period of market history and found this: if you withdraw 4% of your corpus per year (adjusted for inflation), it has historically survived over 95% of the time. This is the rate we use to calculate the "freedom corpus" — the amount you'd need so your money generates enough each year to fund your lifestyle indefinitely.
You can change this rate in the Advanced panel above. But please understand the trade-off:
Rate
What it means
3%
Bulletproof. Corpus likely grows even after withdrawals.
Very Safe
4%
The historical standard. 95%+ survival over 30 years.
Safe
5%
Smaller corpus needed, but ~25% chance of running out.
Moderate
6%+
Roughly a coin toss whether the money lasts 30 years.
Risky
You don't have to choose between
today and tomorrow.
You just have to build both.
today and tomorrow.
You just have to build both.
— She Builds Wealth · Session 01
